McCaffrey is coming off a lost 2024 season, playing in just four games and finishing as the RB30 on a per-game basis after battling a PCL sprain and a nagging Achilles issue. Now 29 years old with 20 missed games over the last three seasons, durability is a legitimate concern. That said, his ceiling remains unmatched when he’s healthy—just two years ago, he was the overall RB1 and outscored the RB2 (Raheem Mostert) by more than 100 half-PPR points. He participated fully in 49ers minicamp and appears on track for a full workload heading into 2025. San Francisco’s offense is still loaded with playmakers and remains one of the most efficient scoring units in the league. If McCaffrey can stay on the field, he still has league-winning upside. The risk is higher than in years past, but so is the potential reward—he’s a high-variance RB1 with overall RB1 in his range of outcomes.