I think 10% is probably all you'll need a the QB spot. You'll be surprised toward the end of the option how cheap guys like Jay Cutler and Matthew Stafford will be. You could grab one of them, a guy like Goff/Mariota with upside, and a durable guy like Eli for probably under what you have budgeted.

90/10 might be a bit aggressive, but I think you can find value late that could allow you to do that. I like 70-80% personally, but I tend to like a little depth, especially at the RB spot.

TE is so deep that if you don't spend for one of the top 5 guys, you might be able to wait and grab 2 of the top 15-20 guys and not really miss much. Those are guys you might be able to get at minimum dollar amounts - guys like Jimmy Graham, Charles Clay, Jordan Cameron. So you may actually save a little money there too. But I like your allocation. If Gronk, Reed, or Olsen are up for auction and you can get them for 40-60 bucks, it might be worth it. If not, I'd just wait until after most people have their #1 TE and then start scraping the barrel for a TE.

Great questions...

First, I don't spend a lot of money on TE or QB in dynasty leagues. Instead, I try to get low cost guys that tend to stay healthy, (Eli Manning is usually a bargain). Then I try to get a young QB on the cheap to help with bye weeks while hoping for the future (Teddy Bridgewater, drafting Jared Goff, Derek Carr, etc.). These guys won't take up much of your cap space, and are usually available cheaply after other owners spend a big amount of money on the Aaron Rodgers' of the world. So I like allocating 2 QB and 2 TE to your roster and then rolling with upside backs and receivers the rest of the way.

Ideally, you'll be able to pick up youth at the end of the bench RB and WR spots in the draft, and even pick up a low-cost veteran backup like Torrey Smith or Charles Sims. So I like to spend roughly 70-75% of my money on my starters, with the bulk of that money going to WR's in a 3WR league.

Check out our Auction Values Sheet https://www.4for4.com/tools/auction-values

Multiply the $200 values by 5 to get an idea of what you can expect to spend on the top guys. I might try to spend big on a young back like Todd Gurley, gamble on a guy like Jay Ajayi, and then load up on WR's with your remaining dollars till you hit about 75% for your starters. Start with the big guys to see if you can get a bargain, relative to what's on the cheat sheet, and you'll start to see what your league is doing. You might be able to spend $400-450 or so on your top 3 WR's, which might get you three of the top 15. That's where I'd go.

Hope that helps!